Budget Wise Australia is a privately-owned marketing and comparison service and is not an insurer, broker, or financial adviser. We do not provide financial or medical advice, nor do we arrange or issue insurance products. Our role is to connect consumers with licensed comparison partners and health-insurance providers who can discuss available options directly.
We compare a selection of policies from our panel of providers; we do not compare all products or providers in the market. Product information is provided by third parties and is presented for general information only. Before making any decisions, please consider your personal objectives, situation and needs, and review the relevant Product Disclosure Statement (PDS) from the provider.
Budget Wise Australia is not affiliated with the Australian Government, Medicare, or any state or territory health program. References to government initiatives such as the Private Health Insurance Rebate or Medicare Levy Surcharge are provided for general informational purposes only.
All trademarks, logos, and brand names are the property of their respective owners.
@ 2025 Budget Wise Australia, All rights reserved.
1. Introduction
Welcome to Budget Wise Australia Pty Ltd (“Company,” “we,” “our,” or “us”). By accessing or using our website, https://budgetwiseaustralia.com/home
(“Website”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree, please refrain from using our Website.
2. Nature of Our Services
Budget Wise Australia Pty Ltd operates as a marketing and comparison service designed to help users compare products and services offered by third-party providers, including but not limited to health-cover, utilities, and everyday cost-saving options (“Services”).
We do not issue, sell, or underwrite insurance or financial products, nor do we provide personal financial, legal, or tax advice. Our role is limited to connecting consumers with licensed providers and comparison partners who can assist further.
3. Eligibility
By using our Website, you confirm that you are at least 18 years of age and capable of entering into legally binding agreements under Australian law.
4. General Information Only – No Advice
All content and tools on this Website are provided for general informational and educational purposes. Nothing on this Website should be taken as financial or product advice. You should consider your own objectives, financial situation, and needs before acting on any information or offers, and you may wish to seek independent professional advice.
5. Third-Party Providers
We partner with a range of licensed providers and comparison partners to deliver our Services. By submitting your details, you consent to us sharing your information with these partners so they can contact you (by phone, email, or SMS) about available products or offers relevant to your request.
We are not responsible for the content, pricing, or availability of products offered by third parties.
6. User Responsibilities
You agree that you will not:
Use the Website for unlawful or misleading purposes;
Provide false, incomplete, or inaccurate information;
Copy, reproduce, or distribute Website content without permission;
Interfere with or attempt to disrupt the operation or security of the Website.
7. Privacy
Your personal information is handled in accordance with our [Privacy Policy], which forms part of these Terms. By using our Website, you consent to the collection and handling of your data as described in that policy.
8. Limitation of Liability
To the fullest extent permitted by law, Budget Wise Australia Pty Ltd and its affiliates are not liable for any loss, damage, or expense (direct or indirect) arising from your use of the Website or reliance on any information or materials provided through it.
9. Indemnity
You agree to indemnify and hold harmless Budget Wise Australia Pty Ltd, its officers, employees, and partners from any claims, losses, or liabilities arising from your breach of these Terms or misuse of our Services.
10. Suspension or Termination
We may suspend or terminate your access to the Website at any time without notice if we reasonably believe you have breached these Terms or used our Website unlawfully.
11. Updates to Terms
We may modify or update these Terms from time to time. Changes take effect when posted on this page. Continued use of the Website after such changes constitutes your acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of Australia, and any disputes shall be resolved exclusively in Australian courts.
13. Contact Us
If you have any questions about these Terms, please contact us at support@quotescomparenow.com.
Last Updated: 18.03.2025